/* ==========================================================================
   Loan Management Software — "Lending Desk" FINTECH design.
   Deliberately NOT like prior industry pages: the signature devices are a
   LOAN SANCTION card hero with an animated principal-vs-interest AMORTIZATION
   split bar, a CREDIT-SCORE band meter (gradient 300–900 + marker), a live
   ORIGINATION pipeline, an EMI AMORTIZATION LEDGER table, loan-product cards
   and a market-requirements band. Money EMERALD + coin GOLD, deep-pine darks.
   Scoped under .ln-scope (+ page-only .ln-header-bg).
   ========================================================================== */
.ln-scope {
    --ln: #0c9d63;
    --ln-2: #077a4b;
    --ln-3: #05623c;
    --ln-deep: #0b2f22;
    --ln-ink: #0a2419;
    --ln-gold: #c6971d;
    --ln-gold-2: #e2bd4c;
    --ln-mint: #2fd39a;
    --ln-red: #e2564d;
    --ln-soft: #e9f7f0;
    --ln-soft-2: #f3faf6;
    --ln-line: #d7e7de;
    --ln-muted: #566d63;
    --ln-txt: #16281f;
    --ln-paper: #ffffff;
    --ln-grad: linear-gradient(135deg, #14b877 0%, #0c9d63 52%, #077a4b 100%);
    --ln-grad-gold: linear-gradient(135deg, #e7c355 0%, #c6971d 100%);
    --ln-mono: ui-monospace, "SFMono-Regular", Menlo, monospace;
    color: #3a4b43;
}
.ln-scope section { overflow: hidden; }
.ln-header-bg { background: radial-gradient(1100px 340px at 82% 130%, #dcf3e8 0%, rgba(220,243,232,0) 70%), #eef8f2; }

/* ---- shared ---- */
.ln-eyebrow { display: inline-flex; align-items: center; gap: .55rem; font-family: var(--ln-mono); font-size: .74rem; font-weight: 700; letter-spacing: .2em; text-transform: uppercase; color: var(--ln-2); }
.ln-eyebrow::before { content: ""; width: 1.5rem; height: 2px; background: var(--ln-gold); }
.ln-eyebrow.center::after { content: ""; width: 1.5rem; height: 2px; background: var(--ln-gold); }
.ln-eyebrow.on-dark { color: var(--ln-mint); } .ln-eyebrow.on-dark::before, .ln-eyebrow.on-dark.center::after { background: var(--ln-gold-2); }
.ln-h { font-weight: 800; letter-spacing: -.015em; color: var(--ln-txt); line-height: 1.12; }
.ln-lead { color: var(--ln-muted); font-size: 1.08rem; line-height: 1.7; }
.ln-green-txt { color: var(--ln); }
.ln-gold-txt { color: var(--ln-gold); }
.ln-head { max-width: 780px; margin: 0 auto 3.2rem; text-align: center; }
.ln-head h2 { font-size: clamp(1.95rem, 3.6vw, 2.8rem); margin: 1rem 0 .9rem; }
.ln-head p { margin: 0; }

.ln-btn { display: inline-flex; align-items: center; gap: .5rem; font-weight: 700; padding: .9rem 1.6rem; border-radius: .6rem; border: 0; cursor: pointer; transition: transform .25s ease, box-shadow .25s ease; text-decoration: none; }
.ln-btn i { transition: transform .25s ease; } .ln-btn:hover i { transform: translate(2px,-2px); }
.ln-btn-primary { background: var(--ln-grad); color: #fff; box-shadow: 0 .7rem 1.6rem rgba(7,122,75,.32); }
.ln-btn-primary:hover { color: #fff; transform: translateY(-3px); box-shadow: 0 1.1rem 2.2rem rgba(7,122,75,.44); }
.ln-btn-ghost { background: transparent; color: var(--ln-2); border: 1.5px solid var(--ln-line); }
.ln-btn-ghost:hover { color: #fff; background: var(--ln-2); border-color: var(--ln-2); transform: translateY(-3px); }

/* ==========================================================================
   HERO — copy + Loan Sanction card
   ========================================================================== */
.ln-hero { position: relative; background: radial-gradient(900px 520px at 88% -6%, #dcf3e8 0%, rgba(220,243,232,0) 60%), #eef8f2; }
.ln-hero::before {
    content: ""; position: absolute; inset: 0;
    background-image:
        repeating-linear-gradient(0deg, rgba(12,157,99,.045) 0 1px, transparent 1px 26px),
        repeating-linear-gradient(90deg, rgba(12,157,99,.045) 0 1px, transparent 1px 26px);
    -webkit-mask-image: radial-gradient(circle at 70% 30%, #000, transparent 72%);
    mask-image: radial-gradient(circle at 70% 30%, #000, transparent 72%);
}
.ln-hero .container { position: relative; z-index: 2; }
.ln-hero h1 { font-size: clamp(2.1rem, 4.4vw, 3.5rem); margin: 1.1rem 0 1.2rem; }
.ln-hero .ln-lead { max-width: 560px; }
.ln-hero-badge { display: inline-flex; align-items: center; gap: .5rem; background: #fff; border: 1px solid var(--ln-line); border-radius: 2rem; padding: .4rem .9rem .4rem .5rem; font-weight: 700; font-size: .82rem; color: var(--ln-txt); box-shadow: 0 .5rem 1.4rem rgba(7,122,75,.08); }
.ln-hero-badge .dot { width: 1.5rem; height: 1.5rem; border-radius: 50%; background: var(--ln-grad); color: #fff; display: inline-flex; align-items: center; justify-content: center; font-size: .8rem; }
.ln-hero-cta { display: flex; flex-wrap: wrap; gap: 1rem; margin-top: 2rem; }
.ln-hero-trust { display: flex; flex-wrap: wrap; gap: .7rem 1.7rem; margin-top: 1.9rem; }
.ln-hero-trust span { display: inline-flex; align-items: center; gap: .45rem; font-weight: 600; font-size: .9rem; color: var(--ln-txt); }
.ln-hero-trust i { color: var(--ln-2); font-size: 1.1rem; }

/* ---- sanction card ---- */
.ln-sanction-wrap { position: relative; }
.ln-sanction { position: relative; background: #fff; border: 1px solid var(--ln-line); border-radius: 1.1rem; padding: 1.5rem; box-shadow: 0 2rem 4.6rem rgba(8,45,32,.16); }
.ln-sanction-top { display: flex; align-items: center; gap: .75rem; padding-bottom: 1rem; margin-bottom: 1rem; border-bottom: 1px solid var(--ln-line); }
.ln-sanction-av { width: 2.7rem; height: 2.7rem; border-radius: .6rem; background: var(--ln-grad); color: #fff; display: flex; align-items: center; justify-content: center; font-size: 1.2rem; flex: none; }
.ln-sanction-id h5 { color: var(--ln-txt); font-size: .98rem; font-weight: 800; margin: 0; line-height: 1.2; }
.ln-sanction-id span { font-family: var(--ln-mono); font-size: .68rem; color: var(--ln-muted); }
.ln-sanction-tag { margin-left: auto; display: inline-flex; align-items: center; gap: .4rem; font-size: .66rem; font-weight: 800; letter-spacing: .06em; text-transform: uppercase; color: #06432c; background: var(--ln-mint); padding: .3rem .6rem; border-radius: 2rem; }
.ln-sanction-tag::before { content: ""; width: .5rem; height: .5rem; border-radius: 50%; background: #06432c; animation: ln-blink 1.5s ease-in-out infinite; }

.ln-emi { display: flex; align-items: flex-end; justify-content: space-between; gap: 1rem; background: var(--ln-soft-2); border: 1px solid var(--ln-line); border-radius: .8rem; padding: 1rem 1.2rem; }
.ln-emi .lbl { font-size: .68rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--ln-muted); }
.ln-emi .val { font-family: var(--ln-mono); font-size: 2rem; font-weight: 700; color: var(--ln-2); line-height: 1; margin-top: .3rem; }
.ln-emi .val small { font-size: .8rem; color: var(--ln-muted); font-weight: 600; }
.ln-emi .chip { text-align: right; font-size: .68rem; color: var(--ln-muted); }
.ln-emi .chip b { display: block; font-family: var(--ln-mono); font-size: 1rem; color: var(--ln-txt); }

.ln-terms { display: grid; grid-template-columns: repeat(3, 1fr); gap: .55rem; margin-top: .8rem; }
.ln-term { background: #fff; border: 1px solid var(--ln-line); border-radius: .55rem; padding: .6rem .7rem; text-align: center; }
.ln-term span { display: block; font-size: .6rem; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; color: var(--ln-muted); }
.ln-term b { display: block; margin-top: .25rem; font-family: var(--ln-mono); font-size: 1rem; font-weight: 700; color: var(--ln-txt); }

/* amortization split bar */
.ln-split { margin-top: 1rem; }
.ln-split-head { display: flex; justify-content: space-between; font-size: .7rem; font-weight: 700; color: var(--ln-muted); margin-bottom: .4rem; }
.ln-split-head b { color: var(--ln-txt); font-family: var(--ln-mono); }
.ln-split-bar { display: flex; height: .95rem; border-radius: 2rem; overflow: hidden; background: var(--ln-soft); border: 1px solid var(--ln-line); }
.ln-split-bar i { display: block; height: 100%; }
.ln-split-bar .pr { background: var(--ln-grad); width: 0; animation: ln-grow-pr 1.6s cubic-bezier(.4,0,.2,1) forwards; }
.ln-split-bar .in { background: var(--ln-grad-gold); width: 0; animation: ln-grow-in 1.6s cubic-bezier(.4,0,.2,1) forwards; }
@keyframes ln-grow-pr { to { width: 80%; } }
@keyframes ln-grow-in { to { width: 20%; } }
.ln-split-legend { display: flex; gap: 1.2rem; margin-top: .55rem; }
.ln-split-legend span { display: inline-flex; align-items: center; gap: .35rem; font-size: .72rem; color: var(--ln-muted); font-weight: 600; }
.ln-split-legend .k { width: .7rem; height: .7rem; border-radius: .2rem; }
.ln-split-legend .k.pr { background: var(--ln); } .ln-split-legend .k.in { background: var(--ln-gold); }

/* mini pipeline in card */
.ln-mini { display: flex; align-items: center; justify-content: space-between; margin-top: 1.1rem; padding-top: 1rem; border-top: 1px dashed var(--ln-line); }
.ln-mini .st { display: flex; flex-direction: column; align-items: center; gap: .3rem; font-size: .62rem; font-weight: 700; color: var(--ln-muted); text-align: center; flex: 1; position: relative; }
.ln-mini .st .d { width: 1.35rem; height: 1.35rem; border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: .7rem; background: var(--ln-soft); color: var(--ln-muted); border: 1px solid var(--ln-line); }
.ln-mini .st.on .d { background: var(--ln); color: #fff; border-color: var(--ln); }
.ln-mini .st.now .d { background: var(--ln-gold); color: #3a2c00; border-color: var(--ln-gold); animation: ln-pulse 1.6s ease-in-out infinite; }
.ln-mini .st:not(:last-child)::after { content: ""; position: absolute; top: .65rem; left: 60%; width: 80%; height: 2px; background: var(--ln-line); z-index: -1; }
.ln-mini .st.on:not(:last-child)::after { background: var(--ln); }

.ln-float { position: absolute; z-index: 4; display: flex; align-items: center; gap: .6rem; background: rgba(255,255,255,.62); -webkit-backdrop-filter: blur(14px); backdrop-filter: blur(14px); border-radius: .8rem; padding: .6rem .85rem; box-shadow: 0 1rem 2.4rem rgba(8,45,32,.18); border: 1px solid rgba(255,255,255,.6); }
.ln-float i { width: 2rem; height: 2rem; border-radius: .5rem; display: flex; align-items: center; justify-content: center; font-size: 1rem; color: #fff; flex: none; }
.ln-float b { display: block; font-size: .8rem; color: var(--ln-txt); font-weight: 800; line-height: 1.15; }
.ln-float span { font-size: .68rem; color: var(--ln-muted); }
.ln-float.f1 { top: -2.4rem; left: -1.6rem; } .ln-float.f1 i { background: var(--ln-grad-gold); color: #3a2c00; }
.ln-float.f2 { bottom: -2.2rem; right: -1.2rem; } .ln-float.f2 i { background: var(--ln-grad); }
@keyframes ln-blink { 0%,100% { opacity: 1;} 50% { opacity: .25;} }
@keyframes ln-pulse { 0%,100% { box-shadow: 0 0 0 0 rgba(198,151,29,.55);} 50% { box-shadow: 0 0 0 .4rem rgba(198,151,29,0);} }
@media (max-width: 1199px) { .ln-float.f1 { top: -1.6rem; left: -.4rem; } .ln-float.f2 { right: -.4rem; } }
@media (max-width: 991px) { .ln-sanction-wrap { max-width: 500px; margin: 3rem auto 0; } }
@media (max-width: 575px) { .ln-float.f1 { top: -1.4rem; left: 0; } .ln-float.f2 { right: 0; bottom: -1.2rem; } .ln-mini .st span { display: none; } }

/* ==========================================================================
   STAT BAND
   ========================================================================== */
.ln-band { background: var(--ln-ink); border-top: 3px solid var(--ln-gold); position: relative; }
.ln-band::before { content: ""; position: absolute; inset: 0; background: radial-gradient(600px 200px at 12% 0%, rgba(12,157,99,.4), transparent 60%), radial-gradient(500px 200px at 92% 120%, rgba(198,151,29,.22), transparent 60%); }
.ln-band .container { position: relative; z-index: 2; }
.ln-band .l { text-align: center; padding: 1.6rem .5rem; position: relative; }
.ln-band .col + .col .l::before { content: ""; position: absolute; left: 0; top: 22%; bottom: 22%; width: 1px; background: rgba(255,255,255,.1); }
.ln-band b { display: block; font-family: var(--ln-mono); font-size: clamp(1.6rem,3vw,2.15rem); font-weight: 700; color: #fff; line-height: 1; }
.ln-band b em { font-style: normal; color: var(--ln-gold-2); }
.ln-band span { display: block; margin-top: .45rem; font-size: .8rem; color: #a5c4b6; }
@media (max-width: 767px) { .ln-band .col:nth-child(odd) .l::before { display: none; } }

/* ==========================================================================
   ORIGINATION PIPELINE (horizontal stepper)
   ========================================================================== */
.ln-flow-sec { background: linear-gradient(180deg, #fff, var(--ln-soft-2)); }
.ln-flow { position: relative; display: grid; grid-template-columns: repeat(7, 1fr); gap: .8rem; }
.ln-flow::before { content: ""; position: absolute; top: 2.05rem; left: 6%; right: 6%; height: 2px; background: repeating-linear-gradient(90deg, var(--ln-line) 0 8px, transparent 8px 14px); z-index: 0; }
.ln-fstep { position: relative; z-index: 1; text-align: center; }
.ln-fnode { position: relative; width: 4.1rem; height: 4.1rem; margin: 0 auto .9rem; border-radius: 1rem; background: #fff; border: 2px solid var(--ln-line); color: var(--ln); display: flex; align-items: center; justify-content: center; font-size: 1.5rem; box-shadow: 0 .7rem 1.6rem rgba(7,122,75,.12); transition: transform .3s ease, border-color .3s ease; }
.ln-fstep:hover .ln-fnode { transform: translateY(-.3rem); border-color: var(--ln); }
.ln-fnode .num { position: absolute; top: -.5rem; right: -.5rem; width: 1.5rem; height: 1.5rem; border-radius: 50%; background: var(--ln-ink); color: #fff; font-family: var(--ln-mono); font-size: .66rem; font-weight: 700; display: flex; align-items: center; justify-content: center; }
.ln-fstep:nth-child(3) .ln-fnode, .ln-fstep:nth-child(5) .ln-fnode { color: var(--ln-gold); }
.ln-fstep h4 { font-size: .92rem; font-weight: 800; color: var(--ln-txt); margin-bottom: .3rem; }
.ln-fstep p { font-size: .76rem; color: var(--ln-muted); margin: 0; line-height: 1.5; }
@media (max-width: 991px) { .ln-flow { grid-template-columns: repeat(4, 1fr); gap: 1.6rem .8rem; } .ln-flow::before { display: none; } }
@media (max-width: 575px) { .ln-flow { grid-template-columns: repeat(2, 1fr); } }

/* ==========================================================================
   LOAN PRODUCTS
   ========================================================================== */
.ln-prod { position: relative; background: var(--ln-paper); border: 1px solid var(--ln-line); border-radius: .8rem; padding: 1.5rem 1.3rem; height: 100%; overflow: hidden; transition: transform .3s ease, box-shadow .3s ease; }
.ln-prod::after { content: ""; position: absolute; left: 0; top: 0; bottom: 0; width: 4px; background: var(--ln-grad); transform: scaleY(0); transform-origin: top; transition: transform .3s ease; }
.ln-prod:hover { transform: translateY(-.4rem); box-shadow: 0 1.4rem 3rem rgba(8,45,32,.12); }
.ln-prod:hover::after { transform: scaleY(1); }
.ln-prod .ic { width: 3rem; height: 3rem; border-radius: .7rem; background: var(--ln-soft); color: var(--ln-2); display: flex; align-items: center; justify-content: center; font-size: 1.45rem; margin-bottom: 1rem; }
.ln-prod:nth-child(5n+2) .ic { background: rgba(198,151,29,.14); color: var(--ln-gold); }
.ln-prod:nth-child(5n+3) .ic { background: rgba(47,211,154,.16); color: var(--ln-2); }
.ln-prod:nth-child(5n+4) .ic { background: rgba(198,151,29,.14); color: var(--ln-gold); }
.ln-prod h3 { font-size: 1.02rem; font-weight: 800; color: var(--ln-txt); margin-bottom: .35rem; }
.ln-prod p { font-size: .84rem; color: var(--ln-muted); margin: 0; line-height: 1.5; }

/* ==========================================================================
   UNDERWRITING / CREDIT SCORE
   ========================================================================== */
.ln-uw { background: var(--ln-soft); }
.ln-uw .ln-val { display: flex; gap: 1rem; padding: 1.15rem 0; border-bottom: 1px solid var(--ln-line); }
.ln-uw .ln-val:last-child { border-bottom: 0; }
.ln-uw .ln-val .ic { flex: none; width: 2.9rem; height: 2.9rem; border-radius: .6rem; background: var(--ln-grad); color: #fff; display: flex; align-items: center; justify-content: center; font-size: 1.25rem; box-shadow: 0 .5rem 1.1rem rgba(7,122,75,.24); }
.ln-uw .ln-val h3 { font-size: 1.04rem; font-weight: 800; color: var(--ln-txt); margin-bottom: .2rem; }
.ln-uw .ln-val p { font-size: .88rem; color: var(--ln-muted); margin: 0; line-height: 1.55; }

.ln-score { background: #fff; border: 1px solid var(--ln-line); border-radius: 1rem; padding: 1.8rem; box-shadow: 0 1.4rem 3.4rem rgba(8,45,32,.1); }
.ln-score-top { display: flex; align-items: center; justify-content: space-between; margin-bottom: 1.3rem; }
.ln-score-top h4 { font-size: 1rem; font-weight: 800; color: var(--ln-txt); margin: 0; }
.ln-score-top .decision { display: inline-flex; align-items: center; gap: .4rem; font-size: .72rem; font-weight: 800; letter-spacing: .05em; text-transform: uppercase; color: #06432c; background: var(--ln-mint); padding: .35rem .7rem; border-radius: 2rem; }
.ln-score-num { display: flex; align-items: baseline; gap: .5rem; margin-bottom: .5rem; }
.ln-score-num b { font-family: var(--ln-mono); font-size: 2.8rem; font-weight: 700; color: var(--ln-2); line-height: 1; }
.ln-score-num span { font-size: .82rem; font-weight: 700; color: var(--ln); }
.ln-meter { position: relative; height: .7rem; border-radius: 2rem; margin: 1rem 0 .5rem; background: linear-gradient(90deg, #e2564d 0%, #e6a52e 42%, #8bc34a 68%, #0c9d63 100%); }
.ln-meter .pin { position: absolute; top: 50%; width: 1.15rem; height: 1.15rem; border-radius: 50%; background: #fff; border: 3px solid var(--ln-ink); transform: translate(-50%,-50%); box-shadow: 0 .3rem .7rem rgba(0,0,0,.25); }
.ln-meter-scale { display: flex; justify-content: space-between; font-family: var(--ln-mono); font-size: .64rem; color: var(--ln-muted); }
.ln-score-tags { display: flex; justify-content: space-between; font-size: .62rem; font-weight: 700; letter-spacing: .04em; text-transform: uppercase; color: var(--ln-muted); margin-top: .3rem; }
.ln-factors { margin-top: 1.4rem; padding-top: 1.2rem; border-top: 1px solid var(--ln-line); display: flex; flex-direction: column; gap: .85rem; }
.ln-factor .fr-top { display: flex; justify-content: space-between; font-size: .78rem; font-weight: 700; color: var(--ln-txt); margin-bottom: .3rem; }
.ln-factor .fr-top span { color: var(--ln-muted); font-weight: 600; }
.ln-factor .fr-bar { height: .4rem; border-radius: 2rem; background: var(--ln-soft); overflow: hidden; }
.ln-factor .fr-bar i { display: block; height: 100%; border-radius: 2rem; background: var(--ln-grad); }
.ln-factor.gold .fr-bar i { background: var(--ln-grad-gold); }

/* ==========================================================================
   AMORTIZATION LEDGER
   ========================================================================== */
.ln-ledger-sec { background: var(--ln-soft-2); }
.ln-ledger-wrap { max-width: 900px; margin: 0 auto; background: #fff; border: 1px solid var(--ln-line); border-radius: 1rem; box-shadow: 0 1.4rem 3.4rem rgba(8,45,32,.08); overflow: hidden; }
.ln-ledger-head { display: flex; align-items: center; gap: .7rem; padding: 1.1rem 1.5rem; background: var(--ln-ink); color: #fff; }
.ln-ledger-head i { color: var(--ln-gold-2); font-size: 1.3rem; }
.ln-ledger-head b { font-size: 1rem; font-weight: 800; }
.ln-ledger-head span { margin-left: auto; font-family: var(--ln-mono); font-size: .72rem; color: #a5c4b6; }
.ln-ledger-scroll { overflow-x: auto; }
.ln-ledger { width: 100%; min-width: 560px; border-collapse: collapse; }
.ln-ledger th, .ln-ledger td { padding: .8rem 1.5rem; text-align: right; font-family: var(--ln-mono); font-size: .86rem; }
.ln-ledger th { font-size: .66rem; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: var(--ln-muted); background: var(--ln-soft-2); border-bottom: 1px solid var(--ln-line); }
.ln-ledger th:first-child, .ln-ledger td:first-child { text-align: left; }
.ln-ledger td { color: var(--ln-txt); border-bottom: 1px solid var(--ln-line); }
.ln-ledger tbody tr:hover td { background: var(--ln-soft-2); }
.ln-ledger .pr-c { color: var(--ln-2); font-weight: 700; }
.ln-ledger .in-c { color: var(--ln-gold); font-weight: 700; }
.ln-ledger tr.dots td { text-align: center; color: var(--ln-muted); letter-spacing: .3em; }
.ln-ledger-foot { display: flex; flex-wrap: wrap; gap: 1rem 2rem; padding: 1.1rem 1.5rem; background: var(--ln-soft-2); border-top: 1px solid var(--ln-line); }
.ln-ledger-foot div { font-size: .72rem; color: var(--ln-muted); font-weight: 600; }
.ln-ledger-foot div b { display: block; font-family: var(--ln-mono); font-size: 1.05rem; color: var(--ln-txt); }

/* ==========================================================================
   MODULES (capability cards, mono index)
   ========================================================================== */
.ln-mods { background: #fff; }
.ln-mod { position: relative; background: #fff; border: 1px solid var(--ln-line); border-radius: .7rem; padding: 1.5rem 1.4rem; height: 100%; transition: transform .3s ease, box-shadow .3s ease, border-color .3s ease; }
.ln-mod:hover { transform: translateY(-.4rem); box-shadow: 0 1.3rem 2.8rem rgba(8,45,32,.1); border-color: var(--ln); }
.ln-mod__top { display: flex; align-items: center; justify-content: space-between; margin-bottom: .9rem; }
.ln-mod .ic { width: 2.9rem; height: 2.9rem; border-radius: .6rem; background: var(--ln-grad); color: #fff; display: flex; align-items: center; justify-content: center; font-size: 1.35rem; box-shadow: 0 .5rem 1.1rem rgba(7,122,75,.24); }
.ln-mod .ix { font-family: var(--ln-mono); font-weight: 700; font-size: .82rem; color: var(--ln-line); }
.ln-mod:hover .ix { color: var(--ln-gold); }
.ln-mod h3 { font-size: 1.02rem; font-weight: 800; color: var(--ln-txt); margin-bottom: .35rem; }
.ln-mod p { font-size: .84rem; color: var(--ln-muted); margin: 0; line-height: 1.5; }

/* ==========================================================================
   MARKET REQUIREMENTS (dark band)
   ========================================================================== */
.ln-req-sec { background: var(--ln-deep); position: relative; color: #bcd6c9; }
.ln-req-sec::before { content: ""; position: absolute; inset: 0; background: radial-gradient(720px 380px at 88% -8%, rgba(198,151,29,.16), transparent 60%), radial-gradient(680px 400px at 6% 108%, rgba(12,157,99,.34), transparent 60%); }
.ln-req-sec .container { position: relative; z-index: 2; }
.ln-req-sec .ln-head h2 { color: #fff; } .ln-req-sec .ln-head p { color: #a2c1b3; }
.ln-req { background: rgba(255,255,255,.04); border: 1px solid rgba(255,255,255,.09); border-radius: .8rem; padding: 1.7rem 1.5rem; height: 100%; transition: transform .3s ease, background .3s ease, border-color .3s ease; }
.ln-req:hover { transform: translateY(-.4rem); background: rgba(255,255,255,.07); border-color: rgba(47,211,154,.5); }
.ln-req .ic { width: 3.1rem; height: 3.1rem; border-radius: .7rem; background: var(--ln-grad); color: #fff; display: flex; align-items: center; justify-content: center; font-size: 1.45rem; margin-bottom: 1.1rem; box-shadow: 0 .6rem 1.3rem rgba(0,0,0,.28); }
.ln-req:nth-child(3n+2) .ic { background: var(--ln-grad-gold); color: #3a2c00; }
.ln-req:nth-child(3n) .ic { background: linear-gradient(135deg, #2fd39a, #0c9d63); }
.ln-req h3 { font-size: 1.06rem; font-weight: 800; color: #fff; margin-bottom: .45rem; }
.ln-req p { font-size: .87rem; color: #a2c1b3; margin: 0; line-height: 1.6; }
.ln-req .tag { display: inline-block; margin-top: .9rem; font-family: var(--ln-mono); font-size: .68rem; font-weight: 700; letter-spacing: .04em; color: var(--ln-gold-2); background: rgba(198,151,29,.14); border: 1px solid rgba(226,189,76,.28); padding: .18rem .55rem; border-radius: .3rem; }

/* ==========================================================================
   AUDIENCE CHIPS
   ========================================================================== */
.ln-aud-sec { background: var(--ln-soft-2); }
.ln-aud { display: flex; flex-wrap: wrap; justify-content: center; gap: .8rem; max-width: 900px; margin: 0 auto; }
.ln-aud span { display: inline-flex; align-items: center; gap: .5rem; background: #fff; border: 1px solid var(--ln-line); border-radius: 2rem; padding: .6rem 1.1rem; font-weight: 700; font-size: .9rem; color: var(--ln-txt); transition: transform .25s ease, border-color .25s ease, color .25s ease; }
.ln-aud span:hover { transform: translateY(-.25rem); border-color: var(--ln); color: var(--ln-2); }
.ln-aud span i { color: var(--ln-gold); font-size: 1.05rem; }

/* ==========================================================================
   WHY US
   ========================================================================== */
.ln-why { background: #fff; }
.ln-val { display: flex; gap: 1rem; padding: 1.3rem 0; border-bottom: 1px solid var(--ln-line); }
.ln-why .ln-val:last-child { border-bottom: 0; }
.ln-why .ln-val .ic { flex: none; width: 3rem; height: 3rem; border-radius: .6rem; background: var(--ln-grad); color: #fff; display: flex; align-items: center; justify-content: center; font-size: 1.3rem; box-shadow: 0 .5rem 1.1rem rgba(7,122,75,.24); }
.ln-why .ln-val h3 { font-size: 1.08rem; font-weight: 800; color: var(--ln-txt); margin-bottom: .25rem; }
.ln-why .ln-val p { font-size: .9rem; color: var(--ln-muted); margin: 0; line-height: 1.55; }
.ln-quotebox { background: var(--ln-grad); color: #eafaf3; border-radius: 1rem; padding: 2.3rem; position: relative; overflow: hidden; }
.ln-quotebox::before { content: ""; position: absolute; right: -3rem; top: -3rem; width: 13rem; height: 13rem; border: 2px dashed rgba(255,255,255,.28); border-radius: 50%; }
.ln-quotebox .ic { width: 3.4rem; height: 3.4rem; border-radius: .7rem; background: rgba(255,255,255,.16); color: #fff; display: flex; align-items: center; justify-content: center; font-size: 1.6rem; margin-bottom: 1.3rem; position: relative; z-index: 2; }
.ln-quotebox p { position: relative; z-index: 2; font-size: 1.14rem; line-height: 1.65; font-style: italic; margin-bottom: 1.2rem; }
.ln-quotebox .by b { color: #fff; display: block; font-size: .96rem; } .ln-quotebox .by span { font-size: .8rem; color: #d3f0e3; }

/* ==========================================================================
   TESTIMONIALS
   ========================================================================== */
.ln-quote { background: #fff; border: 1px solid var(--ln-line); border-top: 3px solid var(--ln); border-radius: .8rem; padding: 1.8rem; height: 100%; display: flex; flex-direction: column; }
.ln-quote .stars { color: var(--ln-gold); letter-spacing: .12em; margin-bottom: .9rem; }
.ln-quote p.tx { font-size: .97rem; color: #3a4b43; line-height: 1.65; flex: 1; }
.ln-quote .who { display: flex; align-items: center; gap: .8rem; margin-top: 1.2rem; padding-top: 1rem; border-top: 1px solid var(--ln-line); }
.ln-quote .who .av { width: 2.7rem; height: 2.7rem; border-radius: .6rem; background: var(--ln-grad); color: #fff; font-weight: 800; display: flex; align-items: center; justify-content: center; flex: none; }
.ln-quote .who h6 { margin: 0; font-weight: 800; color: var(--ln-txt); font-size: .92rem; } .ln-quote .who span { font-size: .78rem; color: var(--ln-muted); }

/* ==========================================================================
   FAQ
   ========================================================================== */
.ln-faq { background: var(--ln-soft-2); }
.ln-faq .accordion-item { position: relative; background: #fff; border: 1px solid var(--ln-line) !important; border-left: 3px solid var(--ln) !important; border-radius: .5rem !important; margin-bottom: .7rem; overflow: hidden; }
.ln-faq .card-header { background: transparent; padding: 0; border: 0; }
.ln-faq .accordion-item .card-header button { font-weight: 800; color: var(--ln-txt); font-size: 1rem; padding: .8rem 3rem .8rem 1.3rem; background: #fff; display: flex; align-items: center; width: 100%; text-align: left; }
.ln-faq .accordion-item .card-header button::before { display: none !important; }
.ln-faq .accordion-item .card-header button::after { content: "+"; position: absolute; right: 1.4rem; top: 50%; transform: translateY(-50%); font-family: var(--ln-mono); font-size: 1.35rem; color: var(--ln); }
.ln-faq .accordion-item .card-header button:not(.collapsed) { color: var(--ln-2); background: var(--ln-soft-2); }
.ln-faq .accordion-item .card-header button:not(.collapsed)::after { content: "\2013"; color: var(--ln-gold); }
.ln-faq .card-body { padding: 0 1.3rem 1.3rem; color: var(--ln-muted); }
.ln-faq .card-body p { margin: 0; line-height: 1.65; }

/* ==========================================================================
   CTA + LEAD FORM
   ========================================================================== */
.ln-cta { position: relative; background: var(--ln-ink); color: #cfe4d9; border-top: 3px solid var(--ln-gold); }
.ln-cta::before { content: ""; position: absolute; inset: 0; background: radial-gradient(700px 360px at 15% 0%, rgba(12,157,99,.5), transparent 60%), radial-gradient(700px 400px at 92% 100%, rgba(198,151,29,.26), transparent 60%); }
.ln-cta .container { position: relative; z-index: 2; }
.ln-cta h2 { color: #fff; font-size: clamp(1.9rem,3.2vw,2.6rem); }
.ln-cta .lead { color: #b0cabd; }
.ln-cta .trust { list-style: none; padding: 0; margin: 1.6rem 0 0; display: flex; flex-direction: column; gap: .75rem; }
.ln-cta .trust li { display: flex; align-items: center; gap: .7rem; color: #e0efe7; font-weight: 600; }
.ln-cta .trust li i { color: var(--ln-mint); font-size: 1.2rem; }
.ln-callbox { margin-top: 1.7rem; background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.16); border-radius: .6rem; padding: 1.1rem 1.3rem; }
.ln-callbox b { color: #fff; } .ln-callbox a { color: var(--ln-mint); font-weight: 700; text-decoration: none; }
.ln-formcard { background: #fff; border-radius: 1rem; padding: 2rem; box-shadow: 0 1.4rem 3.4rem rgba(0,0,0,.3); }
.ln-formcard h3 { color: var(--ln-txt); }
.ln-formcard .form-control { border-radius: .55rem; }
.ln-ta { height: 120px; }
.ln-privacy { font-size: .78rem; color: var(--ln-muted); text-align: center; margin-top: .3rem; }
